To make matters worse, the owner’s insurance premium could increase by $1K annually for five years if an at-fault claim is filed
1 hour ago

- Tesla’s repair quote for a minor Model Y incident could leave drivers with a hefty bill.
- Insurance claims may raise premiums, making out-of-pocket repairs a better option.
- DIY repairs or independent shops may offer cheaper alternatives to Tesla’s pricing.
We can all agree that this Tesla Model Y has certainly seen better days. After the driver hit a bright yellow bollard in a parking lot, the passenger-side rear door has been dented and scratched. The plastic fender? Completely ripped off. Oh, and there are some scratches on the rear quarter panel too.
But in the grand scheme of things, it’s not catastrophic damage, just a bit of a rough day for the car. So, naturally, Tesla quoted a repair bill of $11,671, which has understandably left the owner with a few more scratches, this time, on his head.
Read: Tesla’s Cybertruck Costs 30% Less To Insure Than A Model 3
It’s no secret that car repairs have gotten a lot more expensive in 2025 compared to a decade ago, even more so when it comes to EVs. This helps explain why insurance companies are quick to total cars over what seems like minimal damage. Still, the quoted price for this repair is nothing short of insane.
Roughly half of the quoted repair is for labor, totaling $5,486 for a claimed 60.7 hours of labor, working out to be $91 an hour. Now, if you’re the owner of this Model Y, you’re probably doing the math in your head and thinking that it doesn’t look like this car needs 60 hours of labor. But the service center begs to differ.
sgrinavi/Reddit
When presented with a repair bill like this, many car owners would simply let their insurer pay for the repairs, and get on with their lives. However, doing so could cost in the long run. Writing on Reddit, the owner of the car says that if he makes an at-fault claim with his insurance, his premium will increase by $1,000 per year for the next five years. And on top of that, they’ll lose their good driver discount. Oh, and don’t forget that $1,000 deductible they’d need to cough up.
In an ideal world for the owner, the insurer would decide Tesla repair costs are too high and decide to total the car. But, that doesn’t appear likely. As such, the best option is likely for the owner to go to an independent repair shop who can replace the door, fender, and perhaps the quarter panel, likely for far less than Tesla would charge the insurer.
Or, for all the DIYers out there, there’s always the option of fixing it themselves. Used Model Y rear doors can be found for just a few hundred dollars, and a new fender shouldn’t break the bank either. Maybe it’s time to roll up your sleeves.
Guess how much to repair this @ Tesla
byu/sgrinavi inTeslaModelY
#Guess #Costs #Fix #Tesla